Share India Insurance
Construction infrastructure background

Real Estate Industry Insurance Solutions

Comprehensive coverage for real estate development, construction, and property management—protecting investments from ground-breaking to occupancy.

Specialized coverage for PPP projects, smart cities, and critical infrastructure with performance guarantees.

Understanding Real Estate Industry Insurance

The real estate industry involves significant capital investments, long development cycles, and complex stakeholder relationships. Comprehensive insurance coverage is essential for protecting these investments and ensuring project success.

Industry Overview

Real estate development encompasses residential, commercial, and mixed-use projects involving complex construction processes, regulatory compliance, and market risks. The industry faces risks from construction accidents, natural disasters, design errors, and regulatory changes. With RERA implementation and increasing buyer awareness, insurance has become crucial for developer credibility and project financing.

  • Multi-year projects with significant capital exposure
  • RERA compliance requirements for buyer protection
  • Professional liability risks for architects and engineers

Key Project Types

Residential Projects
Apartments, villas, and gated communities
Commercial Developments
Office complexes, retail, and hospitality
Mixed-Use Projects
Integrated townships and smart cities

Core Coverage Suite

Comprehensive protection designed specifically for real estate development and property operations.

Contractors All Risk (CAR)

Comprehensive coverage for construction phase including material damage and liability.

  • Material damage during construction
  • Third-party liability and property damage
  • Natural catastrophe and weather protection

Property & Asset Protection

Coverage for completed properties, rental income, and asset values.

  • Fire and allied perils for buildings
  • Loss of rent and business interruption
  • Tenant improvements and betterments

Professional Indemnity

Protection for design professionals and project consultants.

  • Architects and engineers professional liability
  • Design error and omission coverage
  • Project management consultant protection

Directors & Officers Liability

Coverage for management decisions and regulatory compliance.

  • RERA compliance and regulatory defense
  • Management liability and decision coverage
  • Shareholder and investor protection

Claim Stories

Stay updated with how SIIB helped real estate clients recover from construction accidents, natural disasters, and professional liability claims.

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Industry Insights & Articles

Stay updated with the latest trends, regulations, and best practises

Test Your Real Estate Industry Risk Knowledge

Assess your understanding of key risks and insurance considerations in your industry.

Question 1 of 5easy

What is the most important insurance for real estate developers during construction?

Building Tomorrow. Protecting Today.

Partner with SIIB's infrastructure specialists for comprehensive project coverage, performance guarantees, and expert risk management.

Call
1800 210 2022
Email
contact.ins@shareindia.co.in
Advisory Desk
Infrastructure Insurance Specialists